Buying, Selling, Renting or Mortgage Loans. We've Got you Covered.
We Make It Happen.
About Me
We Make it Happen
Welcome to my world of real estate excellence! I am Yessenia Cordero, a passionate and experienced professional, committed to empowering you in the dynamic Charlotte metro area. With over a decade of expertise in real estate and property management, I have honed my skills to guide you confidently towards your financial goals. Whether you're a first-time buyer, seasoned investor, or seeking your dream rental property, I am your trusted partner in this exhilarating journey. As a bilingual Spanish and English realtor, notary, and property manager, I take pride in providing personalized solutions tailored to your unique needs.
Frequently Asked Questions
Here are some of the most frequent questions asked by my clients.
Buyer FAQs
To purchase a property, you need a valid government-issued ID, a stable source of income, a favorable credit score, and sufficient funds for the down payment and closing costs.
Homebuyers in NC/SC have various loan options, including conventional loans, FHA loans, VA loans (for eligible veterans), and USDA loans (for rural areas).
Any individual or entity, such as a corporation or trust, can purchase property in NC/SC, including residents and non-residents.
The down payment amount typically ranges from 3% to 20% of the home’s purchase price, depending on the loan type and the buyer’s creditworthiness.
To begin, get pre-approved for a mortgage to determine your budget. Then, work with a realtor to find suitable properties that meet your needs and preferences.
Eligibility requirements for down payment assistance programs may vary based on the specific program but often consider income limits, credit scores, and completion of homebuyer education courses.
Seller FAQs
Any property owner, whether an individual or an entity, can sell a property in NC/SC.
To prepare your property for sale, consider decluttering and staging the home, making necessary repairs, and enhancing curb appeal.
While it’s not required, working with a realtor can help streamline the selling process, reach more potential buyers, and negotiate offers effectively.
Yes, you can negotiate the terms of the sale, including the purchase price, closing date, and inclusion of certain items with the buyer.
Closing costs for sellers may include real estate commissions, attorney fees, transfer taxes, and prorated property taxes.
Yes, you can sell a property with tenants in it, but you must comply with state laws regarding tenant rights and provide proper notice to the tenants.
Eligibility requirements for down payment assistance programs may vary based on the specific program but often consider income limits, credit scores, and completion of homebuyer education courses.
Both NC and SC have specific property disclosure requirements, where sellers must disclose any known material defects or issues with the property.
Property Management FAQs
A property management company handles various tasks related to rental properties, such as finding tenants, collecting rent, property maintenance, and addressing tenant concerns.
You can contact us through our website or office to discuss your property management needs. We’ll be happy to guide you through the process.
- Application fee is $75.00 per adult applicant (over age 18).
- Monthly gross income must be greater than 3x the amount of monthly rent.
- A check of evictions, criminal background, credit, bankruptcies, liens and judgments will be performed and considered during the application approval process.
- Any owed rental balances will result in an application denial.
- Please note that at this point we do not have any available rental properties that accept Housing Vouchers.
- Many of our homes are pet friendly but none of them allow dangerous breed dogs.
Realtor Services FAQs
We use a combination of market analysis, recent sales data, and property inspections to determine the fair market value of a property.
Yes, we represent our clients during negotiations to ensure their interests are protected and to help achieve the best possible outcome.
We will need essential documents like property deeds, title documents, tax information, and any relevant disclosures.
Yes, we can provide guidance and resources for clients looking to relocate to a new area.
Yes, in Spanish and English.Â
Leasing Services FAQs
Lease terms vary but are usually our minimum is 12 months for residential properties.
Fees may include application fees, security deposits, administrative fees, and, in some cases, broker fees.
Subletting policies depend on the lease agreement and property owner’s approval. We typically do NOT allow subleasing of our units.
Some properties allow pets, while others have pet policies. Check the specific property details or consult with our team for pet-friendly options. We do charge a pet fee 200 Non refundable pet fee and 40.00 pet rent.Â
Tenants can request maintenance through our online portal or by contacting our maintenance department directly
Notary Services FAQs
A notary public is an authorized official who certifies the authenticity of signatures on legal documents and administers oaths.
While walk-ins are welcome, we recommend scheduling an appointment to ensure timely service.
Bring a valid government-issued photo ID and the document requiring notarization. Do not sign the document until in the presence of the notary.
Mecklenburg, Union, Iredell, Rowan, and Cabarrus.
Notarizations can be done on documents in languages other than English as long as the notary understands the contents and the signer’s identity. We work in Spanish and EnglishÂ
Although we have an office, we are mobile and there’s an additional fee.
Yes, we do.
Mortgage Lending FAQs
Eligibility criteria typically include credit score, income, employment history, and debt-to-income ratio. Requirements may vary based on the loan type
Commonly required documents include tax returns, pay stubs, bank statements, and identification.
Yes, we offer pre-approval services to help you understand how much you can borrow and enhance your bargaining power in the real estate market.
Factors like poor credit history, insufficient income, high debt levels, and discrepancies in the application can lead to rejection.
Immigration Document Preperation FAQs
Yes, we are proud to offer our services in both English and Spanish to cater to a diverse clientele and ensure clear communication throughout the process.
Yes, we are certified to assist with filling out USCIS forms and providing support for immigration-related documentation. However, it’s important to note that we are not attorneys, and we do not provide legal advice
Simply schedule an appointment, and our bilingual staff will guide you through the necessary steps to properly complete the required forms and documentation.
Please bring any relevant identification, supporting documents, and information related to your immigration case.
Yes, we can help businesses navigate the process of obtaining work visas for their employees.
Absolutely, our team can provide a brief overview of the different visa categories and their respective purposes.
While we can assist with the application process, we are not attorneys and cannot provide legal representation for appeals. If your application is denied, we recommend seeking legal counsel.
Yes, our team is experienced in handling immigration-related matters for both U.S. residents and non-residents seeking various visa types or green cards.
Common errors include incomplete or inaccurate information, incorrect supporting documents, and missing signatures. Our assistance helps minimize these mistakes.
Processing times can vary depending on the type of application and USCIS workload. We will provide you with an estimate based on current processing times.
We cannot directly expedite USCIS applications, but we can ensure that all documents are submitted correctly to avoid delays.
Disclaimer
The information provided on this website is for general informational purposes only and should not be construed as legal advice. While we are certified to assist with USCIS document preparation and provide other real estate and property-related services, we are not attorneys. The content on this website is not a substitute for professional legal advice. If you have specific legal questions or concerns, we recommend consulting with a licensed attorney.
Privacy Clause:
We respect your privacy and are committed to safeguarding your personal information. Any information you provide to us through this website, including but not limited to contact details and other personal data, will be used solely for the purpose of providing the services you have requested. We do not share or sell your personal information to third parties. For more details on how we handle and protect your data, please refer to our Privacy Policy.